📚 Rupiya User Guide

Master your personal finances with our comprehensive tutorial

📖 Quick Navigation

🚀 Getting Started

Welcome to Rupiya! Let's get you set up and ready to manage your finances.

Create Your Account

1
Sign Up
2
Enter Details
3
Verify Email
4
Start Using
💡 Tip: Use Google Sign-In for faster setup. Strong passwords recommended!
📊 Dashboard Overview

Your financial health at a glance.

💰
Total Income
Track earnings
💸
Total Expenses
Monitor spending
📈
Cash Flow
Income - Expenses
📊
Savings Rate
% of income saved
💡 Tip: Check dashboard daily to stay aware of spending patterns.
💸 Managing Expenses

Track every rupee you spend.

Add an Expense

1
Go to Expenses
2
Add Expense
3
Fill Details
4
Save

Categories

🍔
Food
Dining & groceries
🚗
Transport
Gas & transit
🏠
Housing
Rent & utilities
🏥
Healthcare
Medical & insurance
📚
Education
Courses & books
🎮
Entertainment
Fun & hobbies
⚠️ Warning: Deleted expenses cannot be recovered.
💰 Tracking Income

Record all sources of income.

Add Income

1
Go to Income
2
Add Income
3
Enter Details
4
Save

Income Sources

💼
Salary
Employment income
🎯
Freelance
Contract work
📈
Investments
Dividends & gains
🏪
Business
Self-employment
🎁
Gifts
Money received
💳
Refunds
Returns & rebates
📈 Budgets

Control spending with category budgets.

Create a Budget

1
Open Budgets
2
Create Budget
3
Select Category
4
Set Limit
5
Save

Budget Tracking

  • 📊 Progress bars
  • ⚠️ Limit alerts
  • 🔴 Exceeded indicators
  • 📈 Monthly trends
💡 Tip: Use 50/30/20 rule: 50% needs, 30% wants, 20% savings.
🏦 Loans & EMI

Track all your loans and EMI payments in one place.

Add a Loan

1
Go to Loans
2
Add Loan
3
Enter Details
4
Save

Loan Types

🏠
Home Loan
Mortgage & housing
Vehicle Loan
Car & bike loans
💼
Personal Loan
Bank loans
📱
Product EMI
Phone, laptop EMIs
🎓
Education Loan
Student loans
💳
Credit Card
Card outstanding
💡 Tip: Set EMI reminders to never miss a payment and avoid penalties.
💳 Credit Cards

Manage credit cards, track spending, and maximize rewards.

Add a Credit Card

1
Go to Credit Cards
2
Add Card
3
Enter Details
4
Save

Track & Manage

💰
Credit Limit
Total available credit
📊
Utilization
% of credit used
📅
Due Date
Payment reminders
🎁
Rewards
Points & cashback
💸
Spending
Monthly expenses
📈
History
Payment records
💡 Tip: Keep credit utilization below 30% for better credit score.
🏥 Health Insurance

Track health insurance policies and medical expenses.

Add Insurance Policy

1
Go to Insurance
2
Add Policy
3
Enter Details
4
Save

Manage Policies

📋
Policy Details
Coverage & benefits
💰
Premium
Payment tracking
📅
Renewal Date
Expiry reminders
🏥
Claims
Track claims
👨‍👩‍👧‍👦
Family Members
Covered persons
📄
Documents
Policy papers
💡 Tip: Set renewal reminders 30 days before expiry to avoid coverage gaps.
📊 Investments

Track your investment portfolio.

Investment Types

📈
Stocks
Individual stocks
💼
Mutual Funds
Diversified funds
🏦
Fixed Deposits
Bank FDs
🏠
Real Estate
Property
💎
Precious Metals
Gold & silver
🪙
Crypto
Cryptocurrency
💡 Tip: Diversify across asset classes for better risk management.
🎯 Financial Goals

Define and track your financial goals.

Goal Examples

🏠
Home Purchase
Down payment
✈️
Vacation
Dream trip
🎓
Education
Courses & degrees
🚗
Vehicle
New car/bike
💰
Emergency Fund
6-12 months
🎁
Wedding
Special day
💡 Tip: Set SMART goals: Specific, Measurable, Achievable, Relevant, Time-bound.
📋 Reports & Analytics

Analyze your financial data.

Available Reports

📊
Expense Report
Category breakdown
💰
Income Report
Source analysis
📈
Net Worth
Assets - Liabilities
🎯
Goal Progress
Track milestones
💳
Budget Analysis
Actual vs budget
📉
Trend Analysis
Spending patterns
💡 Tip: Review reports monthly to identify savings opportunities.
FAQ
Q: Is my data secure?

A: Yes! Industry-standard encryption. Data never shared with third parties.

Q: Can I edit past transactions?

A: Yes. Click any transaction to edit or delete.

Q: Can I export my data?

A: Yes. Settings → Export Data as CSV or PDF.

Q: Is Rupiya free?

A: Yes! Completely free. No ads, no hidden charges.

Q: Can I use Rupiya offline?

A: Requires internet to sync. Some features work offline with cached data.

💡 Still have questions? Contact us at support@rupiya.online

Ready to Take Control of Your Finances?

Join thousands of users managing their money smarter with Rupiya